Use Your Benefits Before They Expire at the Beginning of the Year

As the end of the year approaches, now is the perfect time to take advantage of the health benefits your insurance plan provides. Many insurance plans reset on January 1, which means any unused preventative care benefits may not carry over. Scheduling your annual wellness or preventative care visit now ensures you receive the care you are entitled to at little or no cost to you.

What Is an Annual Wellness or Preventative Visit?

Annual wellness and preventative care visits are designed to help keep you healthy and to catch potential issues early. These visits typically include:

• A review of your medical history and any health concerns
• Preventative screenings based on your age and risk factors
• Recommended vaccinations
• Routine lab work when appropriate
• Time to discuss lifestyle, mental health, and long-term wellness goals

These appointments are focused on prevention rather than treating new symptoms, and many insurance plans cover them at no cost to the patient.

Why Schedule Now?

• Insurance benefits often expire on January 1 when plans reset for the new year. Unused covered services usually do not roll over.

• Appointments fill quickly toward the end of the year, so scheduling early helps you get a time that works for you.

• Staying on top of preventative care gives you peace of mind going into the new year.

How Do I Know If My Insurance Plan Has Unused Benefits?

If you are unsure what your insurance covers or whether you still have benefits available for the year, here are a few ways to find out:
1. Call the customer service number on the back of your insurance card.
A representative can tell you:
• Whether you have used your annual wellness visit
• What preventative services are covered at no cost
• If you have remaining benefits that expire at the end of the year

2. Check your insurance plan’s online portal or mobile app.
Most insurance companies provide benefit summaries, deductible status, and coverage details online. Look for sections labeled Benefits, Coverage, Preventive Care, or Deductible or Out of Pocket Summary.

3. Review your Explanation of Benefits.
Your Explanation of Benefits shows what services you have already used and how your plan applied them.

Call one of our clinics today to schedule your visit and use your benefits before they expire.

NVHMC Lynch – 402-569-2451

NVHMC Spencer – 402-589-1580

NVHMC Butte – 402-775-2121